Frequently Asked Questions

Regular FAQ

What kind of land do you have available?

We specialize in land that is vacant and undeveloped. Some of our property may have service (i.e. sewer, water, power, etc.) and some of our property may be completely raw (i.e. no sewer, water, power, etc.). We offer both since different investors want different things. We’ll let you know what is available with each property.

Are you a real estate agent?

No, we are not agents. We buy land and sell land.

How often do you add new investment land to the site and Buyers List?

We’re always sourcing new investment land… and add new properties to this site on a continual basis. So, check back often as our properties tend to sell very quickly.

Are there any hidden fees when buying land from you?

We don’t charge home owners any fees to help them find a solution. We purchase properties at a win-win price. When you buy an investment property from us, we buy the property at a steep discount, add on our property acquisition fee which is our profit for finding and negotiating the deal… and you pay a still deeply discounted price. A win-win for all.

Why are your properties so cheap?

You’ll find land investment properties on this site are discounted around 20% to 50% because of our proprietary marketing systems that get in touch with landowners who need to sell their property. Oftentimes they may want to sell because they need the money so our company can help them out by buying their raw land quickly for cash… which is a win-win. Then, we pass the discount along to you.

How does your money-back guarantee work?

100% Money Back Guarantee – If you’re not satisfied with your land for any reason, we’ll refund your purchase price anytime in the first 30 days and take the deed back. We can also exchange your parcel for another one within 1 year.

Financial FAQ

How do I know your website is secure when making a payment?

Great question! There are a couple ways… Look at the URL of our website in the search bar. You will notice it begins with “https” instead of “http” which means the site is secured using an SSL Certificate (the s stands for secure). SSL Certificates secure all of your data as it is passed from your browser to the website’s server. You will also notice a padlock icon to the left of our website address, this is a visual indicator that our website uses an SSL certificate.

What is my $499 applied towards after clicking the “Reserve Property” button?

Whether buying on Payments or outright cash, there is paperwork and transfer of ownership involved. This $499 amount covers the document preparation fee as well as the closing costs for us transferring ownership to you and having all documents recorded at the county. This is not a profit center for us; it takes time, professionalism & follow up to ensure all documents are generated with accuracy and recorded properly with the county. For comparison, a national title company would charge between $900 and $1,300 for this same service.

How does purchasing a property with “Seller Financing” work?

1.Select a Property: Reserve the property and complete the checkout form to make a deposit of $499 to reserve the property. 2.Sign Agreement: We will then prepare loan paperwork (land contract) and email it to you (within 24 hrs) for review & electronic signing. 3.Close on Property: We will email you a link to our borrower portal where you can set up auto draft payments and manage your loan.

How do I qualify for Seller Financing?

If you can afford the $499 to Reserve the property plus the down payment, then you qualify (no credit checks or income verification necessary). *Not all properties require a down payment, for properties under $5,000 the $499 Document Preparation/Closing Fee is all that is required.

What is the interest rate on Seller Financed properties?

By default all land loans are structured with a 10.9% interest rate. We do not require income verification or a credit check. You are welcome to get financing from a bank for your land purchase. Below are vacant land lending requirements from a typical brick & mortar bank: Income Verification Credit Check 25% to 50% down payment Interest Rate: 12%-15%

How does your 30 day money-back guarantee work?

All Our properties come with a 100% Money Back 30-Day Guarantee. When purchasing land from Abundant Earth land, you are protected by a 100% money back 30-day guarantee. If you are not satisfied with your property, we will refund your money in full or exchange it for another property in our inventory.

When buying with Seller Financing, is the property in my name?

The deed will remain in our name until the land is fully paid off. Upon payoff ownership will legally be transferred into your name. Can I build on or improve the property while making payments? As a precaution it is best to wait until the property is paid off. We would be not want you to install a well or build a cabin then run into financial hardship and have to forfeit your land along with its improvements. Another reason is that everything must be done in accordance to zoning & other local laws. Most counties will require building permits and they usually have to be submitted by and signed off by the owner of record (note-we remain the owner of record until land is paid off). You are welcome to visit, use and camp on land (where allowed).

If I purchase via Seller Financing, can I pay extra or pay off early?

Yes & Yes. There are no penalties for paying extra on the principal or paying off your land early. You may log into your Borrower portal and check your balance or make an extra payment at your convenience. In reference to Seller Financing, what is the note servicing fee? The note servicing fee is a $19 per month fee we charge for servicing the loan. The note servicing fee is collected as compensation for keeping a record of payments, collecting, and making property tax escrow payments and providing the borrower with access to a client portal that can be used to check balance, pay extra on principal or change out payment method. When buying with Seller Financing, do I need to pay property taxes? Your property taxes are pro-rated (annual amount is divided into 12 monthly payments) and collected monthly as part of your monthly land payment. We continue to make the payments annually and after the loan is paid off we will transfer ownership to you with county. After ownership has been transferred the Treasurer will start sending you the tax bill.

Refund & Cancellation Policy?

If you are not fully satisfied for any reason prior to your closing on the sale and obtaining ownership, we will promptly issue you a full refund of your deposit. All Document Preparation Fees and Closing Fees will not be refunded, only the sales/purchase price of the property. All refunds will be issued via check or wire transfer.

If requesting a Refund or Trade out?

During the first 30 days of owning the property you decide to return it or trade it for another property in our portfolio, please contact us directly by emailing [email protected] Do not contact your credit card company and request a refund. All refunds will be issued directly from Abundant Earth Land in the form of a Cashier’s Check or Business Check. If you paid with a Credit Card or Debit Card, please do not request a refund through your Credit Card company. Email or call us first. We can most likely get you a check quicker than waiting 5-7 business days for the banking institution to reverse the charge.